Terms & Conditions

Last Updated: 11/08/2025

Welcome to SureInsure. By using our website and purchasing our insurance products, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully. If you do not agree to these terms, you must not use our services.

1. Eligibility

To purchase an insurance policy from SureInsure, you must:

  • Be at least 18 years of age.
  • Provide accurate, complete, and truthful personal information.
  • Have legal capacity to enter into a binding contract.
2. Our Services

We provide various insurance products, including but not limited to:

  • Life Insurance
  • Health Insurance
  • Vehicle Insurance
  • Home & Property Insurance
  • Travel Insurance

All policies are subject to underwriting guidelines, approval, and the specific terms stated in the issued policy documents.

3. Policy Documents

Once your policy is approved and payment is confirmed, we will issue official policy documents. These documents outline your coverage, exclusions, limits, and any applicable terms specific to your plan. In case of any discrepancy between these Terms and your policy document, the policy document shall prevail.

4. Premiums & Payments

All premium amounts, due dates, and payment schedules will be specified in your policy.

  • Payments must be made using approved payment methods listed on our website.
  • Late or missed payments may lead to policy lapse or cancellation.
  • We reserve the right to adjust premiums in accordance with regulatory changes or risk assessments.
5. Claims Process

To file a claim:

  • Notify us promptly as per the procedure in your policy document.
  • Provide all required supporting documents.
  • Cooperate fully during the investigation process.

We will process claims in accordance with the applicable laws and policy terms. Approval of claims is not guaranteed and depends on the specific coverage and circumstances.

6. Exclusions & Limitations

Coverage is subject to exclusions outlined in your policy, which may include but are not limited to:

  • Fraudulent claims or misrepresentation.
  • Pre-existing conditions not disclosed during application.
  • Damages or losses outside the covered risks.
7. Use of the Website
  • You agree not to misuse our website or engage in activities that may harm its functionality.
  • The information on this website is for general informational purposes only and does not constitute financial or legal advice.
  • We reserve the right to modify or discontinue any part of the website without notice.
8. Limitation of Liability

SureInsure shall not be liable for:

  • Any indirect, incidental, or consequential damages arising from use of our website or services.
  • Delays or failures due to events beyond our reasonable control.
9. Intellectual Property

All content, trademarks, and designs on this website are the property of SureInsure and are protected under intellectual property laws. Unauthorized use is prohibited.

10. Termination

We may suspend or terminate your access to our website or services if you breach these Terms or applicable laws.

11. Governing Law

These Terms & Conditions are governed by the laws of United States, without regard to conflict of law principles.